Moneyline Conversion Calculator and Chart

Here’s a handy calculator and chart that convert money lines into dollars won

Updated September 2025: We added a handy calculator that automatically figures the winnings just from typing in the money line!

Moneyline Payout Calculator

💰 Moneyline Calculator

Calculate your potential winnings

Risk Amount: $100
Enter a moneyline to see your potential winnings

How it works:

Negative moneylines (-150): Shows how much you need to bet to win $100
Positive moneylines (+150): Shows how much you win on a $100 bet

$100

Minus

Plus

105

95.24

105

110

90.91

110

115

86.96

115

120

83.33

120

125

80

125

130

76.92

130

135

74.07

135

140

71.43

140

145

68.97

145

150

66.67

150

155

64.52

155

160

62.5

160

165

60.61

165

170

58.82

170

175

57.14

175

180

55.56

180

185

54.05

185

190

52.63

190

195

51.28

195

200

50

200

205

48.78

205

210

47.62

210

215

46.51

215

220

45.45

220

225

44.44

225

230

43.48

230

235

42.55

235

240

41.67

240

245

40.82

245

250

40

250

255

39.22

255

260

38.46

260

265

37.74

265

270

37.04

270

275

36.36

275

280

35.71

280

285

35.09

285

290

34.48

290

295

33.9

295

300

33.33

300

305

32.79

305

310

32.26

310

315

31.75

315

320

31.25

320

325

30.77

325

330

30.3

330

335

29.85

335

340

29.41

340

345

28.99

345

350

28.57

350

355

28.17

355

360

27.78

360

365

27.4

365

370

27.03

370

375

26.67

375

380

26.32

380

385

25.97

385

390

25.64

390

395

25.32

395

400

25

400

405

24.69

405

410

24.39

410

415

24.1

415

420

23.81

420

425

23.53

425

430

23.26

430

435

22.99

435

440

22.73

440

445

22.47

445

450

22.22

450

455

21.98

455

460

21.74

460

465

21.51

465

470

21.28

470

475

21.05

475

480

20.83

480

485

20.62

485

490

20.41

490

495

20.2

495

500

20

500

 

Many sports bettors avoid betting money lines against certain sports such as basketball or football because they are more familiar with and more comfortable using pointspreads. A pointspread can be regarded as a much simpler proposition. After all, if you're betting on the Buffalo Bills +3.5 points, you not only know what it takes to win the bet (Buffalo can either win the game outright or lose the game by fewer than 3.5 points), you also know how much you're going to win. When you risk 110, you win 100.

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Money lines are not so simple as point spreads. Many bettors are confused by the odds, but if you're not using money lines on certain bets you are most likely costing yourself money.
 
          For example, with Buffalo getting +3.5 points, they might be +150 on the money line. If you think the Bills should win the game outright, you should consider taking the +150 money line rather than laying the -110 point spread line. If Buffalo goes on to win the game, a $100 bet on the point spread wins only $91 while a $100 bet on the money line wins $150. Only two such money-line victories win more than three point spread victories.
 
          In the chart at left, notice that when risking $100 the difference between winning when laying -250 and when laying -300 is less than $7, ($40.00 v. $33.33), but the difference between winning when you're getting +250 or when you're getting +300 is, of course, $50. Laying -400 wins $25, laying -500 wins $20 - a $5 difference - but the difference between winning when you're getting +400 and when you're getting +500 is, of course, $100.
 
          We know that constantly changing your bet size causes you to lose money because it increases your break-even percentage. Therefore, when you always risk the same amount ("flat" betting) when using money lines, you're forcing the bookmaker to risk wildly different amounts against you. It is common knowledge than bookmakers try to keep their risk relatively equal. That's because it's a good idea. That's what YOU want to do with YOUR risk. Keep your own risk relatively equal ("flat betting").